Independent insurance solutions for businesses and families
Hospitality Insurance

Coverage designed for the demands of hospitality.

Insurance solutions for hotel owners, operators, franchisees, and hospitality groups managing property, guests, employees, and brand requirements.

Who We Serve

Limited-service hotels, full-service properties, franchisees, independent hotels, and hospitality ownership groups.

Every operation has a different mix of property, people, contracts, vehicles, technology, customers, and regulatory concerns. We help identify the exposures that matter most and build a coordinated insurance strategy around them.

Guest-facing exposures

Hospitality operations face frequent public interaction and premises liability risk.

Brand and lender requirements

Insurance programs must often satisfy franchise, management, and financing agreements.

Property valuation

Accurate building values, equipment, improvements, and income exposures are critical.

Coverage Solutions

Core protection for hotels & hospitality.

Coverage availability and eligibility vary by state, carrier, and individual risk characteristics.

Property & Business Income

Coverage for buildings, contents, equipment, and qualifying lost income.

General Liability

Protection for guest injury and property damage claims.

Liquor Liability

Coverage for qualifying alcohol-related exposures.

Cyber Liability

Protection for payment systems, privacy incidents, and data breaches.

Employment Practices Liability

Coverage for qualifying employment-related claims.

Umbrella & Excess

Additional liability limits above qualifying policies.

Why Our Approach Works

More than a quote at renewal.

Hospitality-focused review

We structure coverage around the way the property actually operates.

Market comparison

We evaluate multiple standard and specialty carrier options.

Portfolio perspective

We can help owners think across one property or a growing group.

Start a Conversation

Let us review your current insurance program.

Bring us your renewal, existing policies, or questions. We will help you understand the gaps, options, and next best step.

Request an Insurance Review