:root{
  --blue:#014D81;
  --blue-dark:#082f4c;
  --navy:#0B1F33;
  --sky:#e9f3f9;
  --light:#f5f7fa;
  --gray:#667085;
  --line:#dbe4ea;
  --white:#fff;
  --gold:#c8a34d;
  --shadow:0 22px 60px rgba(11,31,51,.12);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--navy);background:#fff;line-height:1.6}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.eyebrow{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;font-weight:800;color:var(--blue)}
h1,h2,h3{font-family:Manrope,Inter,Arial,sans-serif;line-height:1.08;margin:0 0 18px}
h1{font-size:clamp(2.8rem,6vw,5.6rem);letter-spacing:-.055em}
h2{font-size:clamp(2rem,4vw,3.7rem);letter-spacing:-.04em}
h3{font-size:1.35rem}
p{margin:0 0 18px;color:#3b4a5a}
.lead{font-size:1.15rem;max-width:720px;color:#dce8ef}
.topbar{background:var(--navy);color:#dce8ef;font-size:.86rem}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0}
.navbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(219,228,234,.8)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:82px}
.logo img{width:255px;height:auto}
.navlinks{display:flex;align-items:center;gap:26px;font-weight:700;font-size:.93rem}
.navlinks a:hover{color:var(--blue)}
.nav-cta{background:var(--blue);color:white!important;padding:12px 18px;border-radius:12px}
.menu-btn{display:none;border:0;background:transparent;font-size:1.8rem}
.hero{position:relative;min-height:720px;color:white;display:grid;align-items:center;background-size:cover;background-position:center;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,47,76,.95) 0%,rgba(8,47,76,.75) 48%,rgba(8,47,76,.2) 100%)}
.hero .container{position:relative;z-index:2;padding:90px 0}
.hero-copy{max-width:790px}
.hero h1 span{color:#89b8d6}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:12px;font-weight:800;border:1px solid transparent;transition:.2s ease}
.btn-primary{background:var(--blue);color:white;box-shadow:0 12px 30px rgba(1,77,129,.25)}
.btn-primary:hover{transform:translateY(-2px);background:#00609d}
.btn-light{background:white;color:var(--navy)}
.btn-outline{border-color:#9fb4c2;color:white}
.stats{display:grid;grid-template-columns:repeat(4,1fr);margin-top:-44px;position:relative;z-index:5;background:#fff;border-radius:18px;box-shadow:var(--shadow);overflow:hidden}
.stat{padding:28px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat strong{display:block;font-family:Manrope,sans-serif;font-size:1.9rem;color:var(--blue)}
section{padding:100px 0}
.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:42px}
.section-head p{max-width:600px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:34px}
.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden;transition:.25s;box-shadow:0 8px 30px rgba(11,31,51,.04)}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.card-media{height:230px;background-size:cover;background-position:center}
.card-body{padding:28px}
.card-link{font-weight:800;color:var(--blue)}
.light{background:var(--light)}
.dark{background:var(--navy);color:#fff}
.dark p{color:#c8d6df}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.image-panel{min-height:520px;border-radius:24px;background-size:cover;background-position:center;box-shadow:var(--shadow)}
.checks{display:grid;gap:14px;margin:24px 0}
.check{display:flex;gap:12px;align-items:flex-start}
.check b{width:25px;height:25px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--blue);flex:0 0 auto}
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service{padding:24px;border-radius:16px;background:#fff;border:1px solid var(--line)}
.service .icon{font-size:1.6rem;margin-bottom:12px}
.cta{background:linear-gradient(135deg,var(--blue),var(--blue-dark));color:white;border-radius:28px;padding:54px;display:flex;justify-content:space-between;gap:30px;align-items:center}
.cta p{color:#dce8ef;max-width:650px}
.page-hero{padding:110px 0 90px;color:#fff;background-size:cover;background-position:center;position:relative}
.page-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,47,76,.94),rgba(8,47,76,.58))}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{max-width:860px}
.breadcrumb{font-size:.9rem;color:#dce8ef;margin-bottom:18px}
.logo-strip{overflow:hidden;padding:30px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.logo-track{display:flex;gap:48px;white-space:nowrap;animation:marquee 24s linear infinite;font-weight:800;color:#6c7d8b}
@keyframes marquee{to{transform:translateX(-50%)}}
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.team-card{border-radius:18px;overflow:hidden;border:1px solid var(--line);background:white}
.team-photo{height:330px;background:linear-gradient(145deg,#d9e8f1,#f6f9fb);display:grid;place-items:center;font-weight:800;color:var(--blue)}
.team-body{padding:22px}
.form{display:grid;gap:16px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
input,select,textarea{width:100%;padding:14px 15px;border:1px solid #cfdbe3;border-radius:11px;font:inherit}
textarea{min-height:140px}
footer{background:var(--navy);color:white;padding:70px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr 1fr;gap:36px}
.footer-logo{width:280px;margin-bottom:20px}
footer p,footer a{color:#c8d6df}
.footer-links{display:grid;gap:9px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:45px;padding-top:20px;font-size:.85rem;color:#9fb4c2}
.notice{font-size:.82rem;color:#6a7885;margin-top:14px}
@media(max-width:900px){
 .navlinks{display:none;position:absolute;left:0;right:0;top:82px;background:white;padding:24px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}
 .navlinks.open{display:flex}.menu-btn{display:block}.logo img{width:210px}
 .hero{min-height:650px}.stats{grid-template-columns:1fr 1fr}.stat:nth-child(2){border-right:0}
 .grid-3,.services,.team-grid{grid-template-columns:1fr 1fr}
 .split,.grid-2{grid-template-columns:1fr}.image-panel{min-height:420px}
 .footer-grid{grid-template-columns:1fr 1fr}.cta{flex-direction:column;align-items:flex-start}
}
@media(max-width:620px){
 .topbar{display:none}.container{width:min(100% - 26px,var(--max))}
 section{padding:72px 0}.hero .container{padding:70px 0}
 .stats,.grid-3,.services,.team-grid,.footer-grid,.form-row{grid-template-columns:1fr}
 .stat{border-right:0;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:0}
 .section-head{display:block}.cta{padding:34px 26px}.hero-actions{flex-direction:column;align-items:stretch}
 h1{font-size:2.8rem}.page-hero{padding:85px 0 70px}
}

.nav-item{position:relative}
.nav-item>a{display:flex;align-items:center;gap:6px}
.dropdown{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(10px);min-width:310px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:12px;opacity:0;visibility:hidden;pointer-events:none;transition:.2s ease;z-index:70}
.dropdown a{display:block;padding:11px 12px;border-radius:10px;font-weight:700;color:var(--navy)}
.dropdown a:hover{background:var(--light);color:var(--blue)}
.nav-item:hover .dropdown,.nav-item:focus-within .dropdown{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.dropdown-grid{display:grid;grid-template-columns:1fr 1fr;gap:2px}
.industry-index{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.industry-index .card-media{height:210px}
@media(max-width:900px){
 .nav-item{width:100%}
 .nav-item>a{justify-content:space-between}
 .dropdown{position:static;transform:none!important;opacity:1;visibility:visible;pointer-events:auto;box-shadow:none;border:0;padding:8px 0 0 14px;min-width:0;display:none}
 .navlinks.open .nav-item .dropdown{display:grid}
 .dropdown-grid{grid-template-columns:1fr}
}
@media(max-width:700px){
 .industry-index{grid-template-columns:1fr}
}

/* Version 5 homepage refinement */
.hero-v5{position:relative;min-height:790px;display:grid;align-items:center;color:#fff;background-size:cover;background-position:center;overflow:hidden}
.hero-v5:before{content:"";position:absolute;inset:0;background:
linear-gradient(90deg,rgba(5,31,50,.97) 0%,rgba(5,31,50,.88) 44%,rgba(5,31,50,.35) 76%,rgba(5,31,50,.1) 100%)}
.hero-v5:after{content:"";position:absolute;inset:auto 0 0 0;height:180px;background:linear-gradient(180deg,transparent,rgba(5,31,50,.35))}
.hero-v5 .container{position:relative;z-index:2;padding:110px 0}
.hero-v5-copy{max-width:780px}
.hero-v5 h1{max-width:760px}
.hero-v5 .lead{max-width:680px;font-size:1.18rem}
.hero-note{margin-top:26px;display:flex;gap:18px;flex-wrap:wrap;color:#c9d9e3;font-size:.92rem}
.hero-note span{display:flex;align-items:center;gap:8px}
.hero-note span:before{content:"";width:7px;height:7px;border-radius:50%;background:#8fc0db}
.value-ribbon{position:relative;z-index:5;margin-top:-56px}
.value-ribbon-inner{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:20px;box-shadow:var(--shadow);overflow:hidden}
.value-point{padding:28px 26px;border-right:1px solid var(--line)}
.value-point:last-child{border-right:0}
.value-point strong{display:block;font-family:Manrope,sans-serif;font-size:1.15rem;color:var(--navy);margin-bottom:5px}
.value-point span{font-size:.92rem;color:#687888}
.home-intro{padding-top:125px}
.home-intro-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:start}
.home-intro-copy{position:sticky;top:130px}
.home-intro-copy p{font-size:1.08rem}
.industry-feature-list{display:grid;gap:18px}
.industry-feature{display:grid;grid-template-columns:140px 1fr auto;gap:24px;align-items:center;padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff;transition:.25s ease}
.industry-feature:hover{transform:translateX(6px);box-shadow:0 18px 44px rgba(11,31,51,.09)}
.industry-feature-image{height:100px;border-radius:13px;background-size:cover;background-position:center}
.industry-feature h3{margin-bottom:6px}
.industry-feature p{margin:0}
.industry-feature-arrow{font-size:1.5rem;color:var(--blue)}
.statement-section{padding:120px 0;background:var(--navy);color:#fff;position:relative;overflow:hidden}
.statement-section:before{content:"";position:absolute;width:440px;height:440px;border-radius:50%;background:rgba(1,77,129,.3);filter:blur(12px);right:-120px;top:-150px}
.statement-inner{position:relative;z-index:2;max-width:920px}
.statement-inner h2{font-size:clamp(2.8rem,5vw,5.2rem);max-width:900px}
.statement-inner p{font-size:1.2rem;max-width:700px;color:#c8d6df}
.authority-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}
.authority-image{min-height:600px;border-radius:28px;background-size:cover;background-position:center;position:relative;overflow:hidden}
.authority-image:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(8,47,76,.7))}
.authority-points{display:grid;gap:20px}
.authority-point{padding:0 0 20px;border-bottom:1px solid var(--line)}
.authority-point:last-child{border-bottom:0}
.authority-point h3{margin-bottom:7px}
.process-section{background:var(--light)}
.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.process-card{padding:32px;border-radius:18px;background:#fff;border:1px solid var(--line)}
.process-number{font-family:Manrope,sans-serif;font-size:2.6rem;font-weight:800;color:#b8d3e3;margin-bottom:18px}
.quote-band{background:linear-gradient(135deg,#eef5f9,#fff);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.quote-wrap{display:grid;grid-template-columns:.7fr 1.3fr;gap:60px;align-items:center}
.quote-kicker{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--blue)}
.quote-text{font-family:Manrope,sans-serif;font-size:clamp(2rem,3.4vw,3.4rem);line-height:1.15;letter-spacing:-.03em;color:var(--navy)}
.home-final-cta{padding:110px 0}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.reveal.visible{opacity:1;transform:none}
@media(max-width:900px){
 .value-ribbon-inner{grid-template-columns:1fr 1fr}
 .value-point:nth-child(2){border-right:0}
 .home-intro-grid,.authority-grid,.quote-wrap{grid-template-columns:1fr}
 .home-intro-copy{position:static}
 .industry-feature{grid-template-columns:110px 1fr auto}
 .process-grid{grid-template-columns:1fr}
}
@media(max-width:620px){
 .hero-v5{min-height:700px}
 .hero-v5 .container{padding:80px 0}
 .value-ribbon{margin-top:-28px}
 .value-ribbon-inner{grid-template-columns:1fr}
 .value-point{border-right:0;border-bottom:1px solid var(--line)}
 .value-point:last-child{border-bottom:0}
 .home-intro{padding-top:85px}
 .industry-feature{grid-template-columns:1fr}
 .industry-feature-image{height:180px}
 .industry-feature-arrow{display:none}
 .authority-image{min-height:430px}
}

/* Homepage video hero */
.home-page .topbar{display:none}
.home-page .navbar{position:absolute;top:0;left:0;right:0;background:transparent;border-bottom:1px solid rgba(255,255,255,.18);backdrop-filter:none;transition:background .3s ease,border-color .3s ease,box-shadow .3s ease;}
.home-page .navbar .navlinks>a,.home-page .navbar .nav-item>a{color:#fff}
.home-page .navbar .nav-cta{background:#fff;color:var(--navy)!important}
.home-page .logo{position:relative}
.home-page .logo img{transition:opacity .25s ease}
.home-page .logo-white{position:absolute;left:0;top:50%;transform:translateY(-50%);opacity:1}
.home-page .logo-blue{opacity:0}
.home-page .navbar.scrolled{position:fixed;background:rgba(255,255,255,.96);border-color:rgba(219,228,234,.8);box-shadow:0 12px 30px rgba(9,38,58,.08);backdrop-filter:blur(12px)}
.home-page .navbar.scrolled .navlinks>a,.home-page .navbar.scrolled .nav-item>a{color:var(--navy)}
.home-page .navbar.scrolled .nav-cta{background:var(--blue);color:#fff!important}
.home-page .navbar.scrolled .logo-white{opacity:0}
.home-page .navbar.scrolled .logo-blue{opacity:1}
.hero-video-section{background:#08283d url('../images/jackson-hero-poster.jpg') center/cover no-repeat}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:0}
.hero-video-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(4,28,46,.90) 0%,rgba(4,40,64,.76) 38%,rgba(1,77,129,.34) 68%,rgba(3,28,45,.18) 100%),linear-gradient(180deg,rgba(3,26,42,.22),rgba(3,26,42,.42));}
.hero-video-section:before{display:none}
.hero-video-section:after{z-index:1}
.hero-video-section .container{z-index:2}
.hero-scroll{position:absolute;z-index:3;left:50%;bottom:28px;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:8px;color:#fff;text-transform:uppercase;letter-spacing:.16em;font-size:.68rem;font-weight:700;opacity:.82}
.hero-scroll i{display:block;width:1px;height:32px;background:rgba(255,255,255,.75);animation:heroScroll 1.8s ease-in-out infinite;transform-origin:top}
@keyframes heroScroll{0%,100%{transform:scaleY(.45);opacity:.45}50%{transform:scaleY(1);opacity:1}}
@media(max-width:900px){
 .home-page .navbar{position:absolute}
 .home-page .navbar .menu-btn{color:#fff}
 .home-page .navbar.scrolled .menu-btn{color:var(--navy)}
 .home-page .navbar .navlinks{background:#fff}
 .home-page .navbar .navlinks>a,.home-page .navbar .nav-item>a{color:var(--navy)}
 .hero-video{object-position:58% center}
 .hero-video-overlay{background:linear-gradient(90deg,rgba(4,28,46,.91) 0%,rgba(4,40,64,.76) 70%,rgba(1,77,129,.38) 100%)}
 .hero-scroll{display:none}
}
@media(prefers-reduced-motion:reduce){.hero-video{display:none}.hero-scroll i{animation:none}}


/* Version 7 approved homepage additions — Version 6 base preserved */
.quote-support{margin-top:18px;font-family:Inter,sans-serif;font-size:1rem;line-height:1.75;letter-spacing:0;color:#526574}
.reviews-section{background:#fff}.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.review-card{padding:30px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 12px 34px rgba(11,31,51,.06)}.review-card .stars{color:#e2a800;letter-spacing:2px;font-size:1.05rem;margin-bottom:14px}.review-card p{line-height:1.75}.review-card strong{font-size:.88rem;color:var(--navy)}
.carrier-section{padding:90px 0;background:var(--light);overflow:hidden}.carrier-heading{text-align:center;margin-bottom:34px}.carrier-heading p{margin:0}.carrier-carousel{position:relative;overflow:hidden}.carrier-carousel:before,.carrier-carousel:after{content:"";position:absolute;top:0;z-index:3;width:110px;height:100%;pointer-events:none}.carrier-carousel:before{left:0;background:linear-gradient(90deg,var(--light),transparent)}.carrier-carousel:after{right:0;background:linear-gradient(-90deg,var(--light),transparent)}.carrier-track{display:flex;width:max-content;animation:carrierScroll 48s linear infinite;will-change:transform}.carrier-carousel:hover .carrier-track{animation-play-state:paused}.carrier-group{display:flex;flex-shrink:0}.carrier-card{width:185px;height:96px;margin:0 10px;padding:20px;border:1px solid var(--line);border-radius:16px;background:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(11,31,51,.05)}.carrier-card img{display:block;max-width:132px;max-height:58px;width:auto;height:auto;object-fit:contain;transition:transform .25s ease}.carrier-card:hover img{transform:translateY(-2px) scale(1.04)}@keyframes carrierScroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.credibility-section{padding:78px 0}.credibility-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.credibility-item{text-align:center;padding:36px 20px;border-right:1px solid var(--line)}.credibility-item:last-child{border-right:0}.credibility-item strong{display:block;font-family:Manrope,sans-serif;font-size:1.75rem;line-height:1.15;color:var(--blue);margin-bottom:7px}.credibility-item span{display:block;font-weight:800}.credibility-item p{font-size:.82rem;margin:8px 0 0;color:#687888}
@media(max-width:900px){.review-grid{grid-template-columns:1fr}.credibility-grid{grid-template-columns:1fr 1fr}.credibility-item:nth-child(2){border-right:0}.credibility-item:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:620px){.credibility-grid{grid-template-columns:1fr}.credibility-item{border-right:0;border-bottom:1px solid var(--line)}.credibility-item:last-child{border-bottom:0}.carrier-carousel:before,.carrier-carousel:after{width:40px}}
@media(prefers-reduced-motion:reduce){.carrier-track{animation:none}}

/* Final carrier wordmark treatment */
.carrier-card img{max-width:148px;max-height:60px}
.carrier-card.wide img{max-width:158px;max-height:52px}
.carrier-card.compact img{max-width:64px;max-height:64px}
.carrier-fallback{display:none;align-items:center;justify-content:center;text-align:center;font-family:Manrope,Arial,sans-serif;font-weight:800;color:#014d81;font-size:18px;line-height:1.05;max-width:150px}
.carrier-card.wide .carrier-fallback{font-size:15px}


/* V10 refinements */
.topbar-inner{align-items:center}.topbar-actions{display:flex;align-items:center;gap:22px}.topbar-actions>a{display:inline-flex;align-items:center;gap:7px;color:#dce8ef;font-weight:700;transition:.2s ease}.topbar-actions>a:hover{color:#fff;transform:translateY(-1px)}.top-icon{font-size:.88rem}.social-link{width:24px;height:24px;border:1px solid rgba(255,255,255,.28);border-radius:50%;justify-content:center!important;font-family:Manrope,sans-serif;font-size:.72rem;font-weight:800}.social-link:hover{background:#fff;color:var(--navy)!important}
.logo img{width:280px}.navlinks>a,.nav-item>a{position:relative}.navlinks>a:not(.nav-cta):after,.nav-item>a:after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--blue);transition:right .25s ease}.navlinks>a:not(.nav-cta):hover:after,.nav-item>a:hover:after{right:0}.btn{min-height:50px;padding:14px 23px;transition:transform .22s ease,box-shadow .22s ease,background .22s ease}.service,.card{position:relative}.service{transition:transform .28s ease,box-shadow .28s ease}.service:before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .28s ease}.service:hover{transform:translateY(-8px);box-shadow:0 20px 46px rgba(11,31,51,.11)}.service:hover:before{transform:scaleX(1)}
.home-page .topbar{display:block;position:absolute;top:0;left:0;right:0;z-index:60;background:rgba(5,29,47,.76);backdrop-filter:blur(8px)}.home-page .navbar{top:42px}.home-page .navbar.scrolled{top:0}.home-page .hero-v5 .container{padding-top:145px}.hero-v5-copy{max-width:760px}
footer{padding:76px 0 24px}.footer-grid{grid-template-columns:1.55fr .7fr .82fr .65fr;gap:44px}.footer-logo{width:285px}.footer-brand>p{max-width:420px}.footer-grid h3{font-size:1rem;letter-spacing:.02em;margin-bottom:18px}.footer-links{gap:11px}.footer-links a{transition:.2s ease}.footer-links a:hover{color:#fff;transform:translateX(3px)}.footer-contact{display:grid;gap:12px;margin-top:24px}.footer-contact>a{display:flex;align-items:center;gap:12px}.footer-contact small{display:block;color:#8fa9b9;text-transform:uppercase;letter-spacing:.1em;font-size:.63rem;font-weight:800}.footer-contact-icon{width:34px;height:34px;border:1px solid rgba(255,255,255,.16);border-radius:10px;display:grid;place-items:center;color:#fff}.footer-carriers{position:relative;overflow:hidden;margin-top:44px;padding:18px 0;border-top:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1)}.footer-carriers:before,.footer-carriers:after{content:"";position:absolute;top:0;bottom:0;width:70px;z-index:2;pointer-events:none}.footer-carriers:before{left:0;background:linear-gradient(90deg,var(--navy),transparent)}.footer-carriers:after{right:0;background:linear-gradient(-90deg,var(--navy),transparent)}.footer-carrier-track{display:flex;width:max-content;animation:footerCarrierScroll 55s linear infinite}.footer-carriers:hover .footer-carrier-track{animation-play-state:paused}.footer-carrier-group{display:flex;align-items:center;flex-shrink:0}.footer-carrier-card{width:130px;height:54px;margin:0 8px;padding:9px 14px;border-radius:10px;background:rgba(255,255,255,.95);display:flex;align-items:center;justify-content:center;opacity:.72;transition:.25s ease}.footer-carrier-card:hover{opacity:1;transform:translateY(-2px)}.footer-carrier-card img{max-width:100px;max-height:35px;object-fit:contain}.footer-carrier-card.wide img{max-width:108px}.footer-carrier-card.compact img{max-width:34px;max-height:34px}@keyframes footerCarrierScroll{to{transform:translateX(-50%)}}.footer-bottom{display:flex;justify-content:space-between;gap:30px;margin-top:22px;padding-top:0;border-top:0}.footer-bottom span:last-child{text-align:right;max-width:600px}
.executive-team-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px 28px;padding-top:72px}.executive-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:24px;padding:105px 32px 32px;box-shadow:0 14px 42px rgba(11,31,51,.07);transition:.28s ease}.executive-card:hover{transform:translateY(-7px);box-shadow:0 24px 60px rgba(11,31,51,.12)}.executive-photo{position:absolute;top:-72px;left:32px;width:150px;height:150px;border-radius:22px;overflow:hidden;border:6px solid #fff;box-shadow:0 15px 35px rgba(11,31,51,.17)}.placeholder-photo{display:grid;place-items:center;background:linear-gradient(145deg,#dcecf5,#a9c9dc);color:var(--blue);font-family:Manrope,sans-serif;font-size:2.35rem;font-weight:800}.executive-body h3{font-size:1.75rem;margin-bottom:5px}.team-title{font-weight:800;color:var(--blue);line-height:1.4;margin-bottom:7px}.university{font-size:.88rem;color:#6a7b89;font-weight:700;margin-bottom:18px}.license-row{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:22px}.license-row span{padding:6px 9px;border-radius:999px;background:var(--sky);color:var(--blue);font-size:.7rem;font-weight:800}.executive-body p{font-size:.94rem;line-height:1.75}.team-section{padding-top:110px}.team-cta-section{padding-top:15px}
.quote-hero h1{max-width:790px}.quote-process{background:var(--light)}.quote-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:70px;align-items:start}.quote-form-copy{position:sticky;top:120px}.upload-guide{margin:30px 0;padding:24px;border-radius:18px;background:var(--light);border:1px solid var(--line)}.upload-guide h3{font-size:1rem}.upload-list{display:flex;flex-wrap:wrap;gap:8px}.upload-list span{font-size:.75rem;font-weight:800;padding:7px 10px;border-radius:999px;background:#fff;border:1px solid var(--line)}.direct-contact{display:grid;gap:5px}.direct-contact h3{margin-bottom:5px}.direct-contact a{font-weight:800;color:var(--blue)}.quote-form-card{padding:36px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:var(--shadow)}.form label{display:grid;gap:7px;font-weight:800;font-size:.84rem}.form label small{font-weight:500;color:#71808d}.file-upload{padding:20px;border:1px dashed #9db7c7;border-radius:14px;background:#f8fbfd}.file-upload>small{line-height:1.5}.file-upload input{padding:8px;background:#fff}.form-submit{width:100%}.next-step-note{display:flex;justify-content:space-between;gap:18px;padding:16px 0 0;border-top:1px solid var(--line);font-size:.82rem}.next-step-note span{color:#667085}.quote-trust{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.trust-card{padding:28px;border:1px solid rgba(255,255,255,.13);border-radius:18px;background:rgba(255,255,255,.04)}.trust-card>span{display:block;color:#8fc0db;font-family:Manrope,sans-serif;font-size:.78rem;font-weight:800;margin-bottom:18px}.trust-card p{color:#c8d6df}.cta-contact-actions{display:flex;flex-wrap:wrap;gap:12px}
@media(max-width:900px){.topbar-inner{justify-content:center!important}.topbar-inner>span{display:none}.topbar-actions{gap:18px}.social-link{display:none!important}.home-page .navbar{top:42px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column}.footer-bottom span:last-child{text-align:left}.executive-team-grid,.quote-layout,.trust-grid{grid-template-columns:1fr}.quote-form-copy{position:static}.executive-team-grid{gap:100px}.team-section{padding-top:95px}}
@media(max-width:620px){.topbar{display:block!important}.topbar-actions{width:100%;justify-content:center}.home-page .hero-v5 .container{padding-top:140px}.footer-grid{grid-template-columns:1fr;gap:30px}.footer-brand{grid-column:auto}.footer-carrier-card{width:105px;height:48px}.footer-carrier-card img{max-width:82px;max-height:30px}.executive-card{padding:92px 22px 24px}.executive-photo{left:22px;width:135px;height:135px}.quote-form-card{padding:22px}.next-step-note{flex-direction:column;gap:4px}.trust-grid{grid-template-columns:1fr}.cta-contact-actions{width:100%;flex-direction:column}.cta-contact-actions .btn{width:100%}}
@media(prefers-reduced-motion:reduce){.footer-carrier-track{animation:none}}

/* V10 final review overrides */
.executive-photo img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block}
.footer-social{display:flex;gap:10px;margin-top:20px}.footer-social a{width:36px;height:36px;border:1px solid rgba(255,255,255,.22);border-radius:50%;display:grid;place-items:center;color:#fff;font-family:Manrope,sans-serif;font-weight:800;transition:.2s ease}.footer-social a:hover{background:#fff;color:var(--navy);transform:translateY(-2px)}
.footer-carrier-card{background:transparent!important;opacity:.78;padding:6px 12px}.footer-carrier-card img{filter:brightness(0) invert(1);opacity:.82}.footer-carrier-card:hover img{opacity:1}.footer-carrier-card:hover{background:transparent!important}
@media(max-width:620px){.executive-photo img{object-position:center top}}

/* V11 refinement pass */
section{padding-top:104px;padding-bottom:104px}
.page-hero{min-height:520px}
.image-panel{min-height:500px;background-position:center}
.card,.industry-card,.process-card,.executive-card{transition:transform .28s ease,box-shadow .28s ease,border-color .28s ease}
.card:hover,.industry-card:hover,.process-card:hover,.executive-card:hover{transform:translateY(-5px);box-shadow:0 24px 60px rgba(11,31,51,.12);border-color:rgba(1,77,129,.22)}
.btn,.nav-cta{transition:transform .22s ease,box-shadow .22s ease,background .22s ease}
.btn:hover,.nav-cta:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(1,77,129,.2)}
.footer-carrier-card{background:transparent!important;border:0!important;box-shadow:none!important;min-width:170px;padding:18px 24px}
.footer-carrier-card img{opacity:.94}
.footer-carrier-track{animation-duration:64s}
.executive-photo img{object-position:center top}
@media(max-width:900px){section{padding-top:78px;padding-bottom:78px}.page-hero{min-height:460px}.image-panel{min-height:400px}}

/* Final approved carrier treatment: transparent presentation, original wheel mechanics preserved */
.carrier-card{background:transparent!important;border:0!important;box-shadow:none!important;padding:20px!important}
.carrier-card img{filter:none!important;opacity:1!important}
.footer-carrier-card{background:transparent!important;border:0!important;box-shadow:none!important;opacity:1!important;padding:9px 14px!important;min-width:130px!important}
.footer-carrier-card img{filter:none!important;opacity:1!important;max-width:108px;max-height:36px;width:auto;height:auto}
.footer-carrier-card.compact img{max-width:42px;max-height:42px}

/* Preserve dark logo artwork on the light wheel while rendering these four marks white in the footer. */

/* Uploaded carrier logo assets — sizing only; carousel layout and animation unchanged. */
.carrier-card.cna img{max-width:130px;max-height:58px}
.carrier-card.canal img{max-width:145px;max-height:60px}
.carrier-card.hiscox img{max-width:135px;max-height:55px}
.carrier-card.rps img{max-width:150px;max-height:56px}
.footer-carrier-card.cna img{max-width:88px;max-height:34px}
.footer-carrier-card.canal img{max-width:105px;max-height:35px}
.footer-carrier-card.hiscox img{max-width:95px;max-height:34px}
.footer-carrier-card.rps img{max-width:108px;max-height:34px}

/* Team contact links */
.team-contact{display:flex;flex-wrap:wrap;align-items:center;gap:12px 14px;margin-top:24px;padding-top:20px;border-top:1px solid rgba(1,77,129,.14)}
.team-email{display:inline-flex;align-items:center;gap:8px;color:#014d81;font-size:.92rem;font-weight:700;overflow-wrap:anywhere;text-decoration:none}
.team-email:hover{text-decoration:underline;text-underline-offset:3px}
.team-linkedin{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:42px;padding:9px 15px;border:1.5px solid #014d81;border-radius:999px;color:#014d81;background:#fff;font-family:Manrope,Inter,sans-serif;font-size:.86rem;font-weight:800;line-height:1;text-decoration:none;transition:background-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease}
.team-linkedin:hover{background:#014d81;color:#fff;transform:translateY(-1px);box-shadow:0 8px 18px rgba(1,77,129,.18)}
.team-linkedin:focus-visible,.team-email:focus-visible{outline:3px solid rgba(1,77,129,.28);outline-offset:3px}
.linkedin-mark{display:inline-flex;align-items:center;justify-content:center;width:21px;height:21px;border-radius:4px;background:#014d81;color:#fff;font-family:Inter,sans-serif;font-size:12px;font-weight:800;letter-spacing:-.02em}
.team-linkedin:hover .linkedin-mark{background:#fff;color:#014d81}
@media (max-width:640px){.team-contact{align-items:flex-start;flex-direction:column}.team-linkedin{width:100%}}

/* Footer carrier carousel refinement — selective light logo treatment */
.footer-carrier-track{animation-duration:72s;will-change:transform}
.footer-carrier-group{gap:2px}
.footer-carrier-card{
  width:142px!important;
  min-width:142px!important;
  height:58px!important;
  margin:0 7px!important;
  padding:10px 16px!important;
  opacity:.88!important;
  transition:opacity .25s ease,transform .25s ease,filter .25s ease!important;
}
.footer-carrier-card img{
  max-width:110px!important;
  max-height:36px!important;
  width:auto!important;
  height:auto!important;
  object-fit:contain;
  transition:opacity .25s ease,filter .25s ease,transform .25s ease!important;
}
.footer-carrier-card.wide img{max-width:118px!important}
.footer-carrier-card:hover{opacity:1!important;transform:translateY(-2px)}
.footer-carrier-card:hover img{transform:scale(1.035);filter:brightness(1.12)}

/* Dark artwork converted to a clean light mark on the navy footer only. */
.footer-carrier-card.attune img,
.footer-carrier-card.geico img,
.footer-carrier-card.chubb img,
.footer-carrier-card.amwins img,
.footer-carrier-card.canal img,
.footer-carrier-card.amtrust img,
.footer-carrier-card.foremost img,
.footer-carrier-card.biberk img,
.footer-carrier-card.rt-specialty img,
.footer-carrier-card.three img,
.footer-carrier-card.pathpoint img,
.footer-carrier-card.northland img,
.footer-carrier-card.rps img,
.footer-carrier-card.burns-wilcox img{
  filter:grayscale(1) brightness(0) invert(1)!important;
  opacity:.86!important;
}
.footer-carrier-card.attune:hover img,
.footer-carrier-card.geico:hover img,
.footer-carrier-card.chubb:hover img,
.footer-carrier-card.amwins:hover img,
.footer-carrier-card.canal:hover img,
.footer-carrier-card.amtrust:hover img,
.footer-carrier-card.foremost:hover img,
.footer-carrier-card.biberk:hover img,
.footer-carrier-card.rt-specialty:hover img,
.footer-carrier-card.three:hover img,
.footer-carrier-card.pathpoint:hover img,
.footer-carrier-card.northland:hover img,
.footer-carrier-card.rps:hover img,
.footer-carrier-card.burns-wilcox:hover img{
  filter:grayscale(1) brightness(0) invert(1)!important;
  opacity:1!important;
}
@media(max-width:620px){
  .footer-carrier-card{width:118px!important;min-width:118px!important;height:50px!important;padding:8px 12px!important}
  .footer-carrier-card img{max-width:92px!important;max-height:31px!important}
  .footer-carrier-card.wide img{max-width:98px!important}
}

/* Final footer carrier treatment — unified white logos */
.footer-carrier-card img,
.footer-carrier-card:hover img{
  filter:grayscale(1) brightness(0) invert(1)!important;
}
.footer-carrier-card img{opacity:.88!important}
.footer-carrier-card:hover img{opacity:1!important}